Monday, January 31, 2011

Creating My First Real Budget Step #3

The next thing I started to look at was our grocery bill. What can I do to make that money go further? I started looking at the weekly adds and then I bought only what the stores had on sale. I usually did pretty good. Then I started buying a paper for its coupons and I would use then from an envelope - I had a shopping list and I stuck to it. (that helped with spur of the moment purchases on things like chips or snacks when you are hungry/shopping) As I have mentioned before - I read the book from "Coupon Mom" and really started to learn how to make coupons work. I am still not an expert - but I never pay full price. My goal is saving 50% on EVERY shopping trip!

The food bill will never go away, but you can make it go further or reduce it (if you family already has enough food). I know people who say "we can afford food and I just dont have the time to do coupons" Ok that is their choice, but no matter how much money you earn, you can always put some away for a rainy day. And if you even dont need to do that - here's an idea .... clip coupons and all the money you save, donate that to someone less fortunate then you are!